Why Merchants Should Start Accepting Card Payment?

Card Payment

Accepting card payment is very important in the 21st century. It can help the merchants to keep themselves ahead of others. Moreover, big companies across the world are embracing the latest innovations of technology. This is actually helping them to go further. Therefore, owners of small businesses should follow the same path. After the arrival of COVID-19, many things have been affected. Businessmen have lost a huge number of sales. The situation can become worse if the merchants do not nip in the bud. Well, the advanced payment terminals can help the small merchant to cope up with the present situation.

Consumers across the globe have realized the competencies of using digital payment modes. Therefore, a cash payment will not be so popular in the coming days. The coronavirus has already made a huge change in the ecosystem of transactions. There is no doubt that the online payment industry is booming. This is because people are preferring online payments instead of cash transactions. So, considering the present situation, the merchants should start accepting card payment.

We at International Payment Solutions have monitored the present situation very well. Well, we are not saying because the trend of online payment has been changed. Accepting credit card payments online will actually give you endless advantages in your business. We have elaborated on some efficient aspects of accepting card payment. If you are planning to start your own online business, you must run into the following points:

  • Make Your Business Legitimize: Well, it is very important to make your business legitimize in the 21st It can help you to make a solid impression upon your customers. The best way to make your business legitimize is to enable credit card payment services. You will have advanced POS terminals where the customers can see the logo of popular credit card brands. It will generate a sense of trust among them. They will believe that making an online purchase with this merchant will be completely safe.
  • Boost Your Sales: Well, boosting your sale is very important nowadays. The COVID-19 has affected many businesses and therefore, merchants are trying their best to generate revenue. Now, accepting online payments can help you in this regard. People around the world are using credit cards, mobile wallets, and many more digital payments. Therefore, if your business has the option to accept payments online, it will be really helpful for you. The customers can easily make online bill payments at your outlets. Moreover, you can sell your products online. Yes, if you have payment terminals that support card not present transactions, you can accept payment from anywhere. The customers will not have to present physically at your shop, they can make bill payments sitting at their home as well.
  • Don’t Let Your Competitors Win: You have to understand the fact that your competitors are already accepting online payments. Therefore, you cannot let your competitors win amid this critical situation. First of all, you need a merchant account and after that, you must install advanced payment terminals. You must bring more flexibility to your business. Otherwise, you cannot see the growth in your business.
  • More Transactions In your Business: If you are having online payment terminals, customers can make payment directly from their credit cards, debit cards, and mobile wallets. They don’t need to run to the ATM to withdraw money. Moreover, they will not have to carry cash to purchase products from your outlets. When customers get flexibilities while making payments, they will purchase more products from your shops. Ultimately, the transactions in your business will be increased. You can see remarkable growth in your business. Moreover, amid this situation where merchants are facing loss, you can easily take your business to the next level.
  • Improving The Cash Flow In Your Business: When you offer so many options to your customers, it will definitely impress them. You can easily convert a new customer to a regular customer. The customer will also spread the same in their personal network. Ultimately, the number of customers will be increased and as a result, the overall cash flow in your business will be enhanced.
  • No Extra Staff: Well, when you are operating a business online, you are actually reducing staff from your business. Yes, staff are required; but, when it comes to doing online business, you can operate it with the help of a few staff. You can track your daily sales, manage accounting and many more with the help of the payment terminals. The best part is that you can send an online invoice to your customers. They can directly make payments from there. So, when it comes to money management, you can do it by yourself.
Not An IPS Merchant?

So, you have understood the importance of accepting card payment. Now, you need a merchant account to do so. IPS otherwise known as International Payment Solutions offer merchant accounts for small business in just one day. It is an experienced as well as a reliable online payment processor. So, what are you waiting for? Get in touch with them today.


Start accepting credit card online and/or in your store today! , Fill out the below form for a free consultation, we will get back to you shortly:



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    Can Gift Card Be A Blessing In Disguise For Merchants Amid COVID-19

    Gift Card

    Gift card can be a unique addition to your business. If you are into any sort of small business, the  card can surely elevate your business to the next level. It can give you a proper direction. If we consider the present situation, people are approaching innovative business as well as beneficial business strategies. Consumers are also embracing the innovative outcomes of technology. When it comes to innovative outcomes, cards must be considered. The gift card business strategy is not a new thing. But, merchants did not understand the positive outcomes of cards. After the arrival of COVID-19, the products selling scenario had been changed.

    Merchants closed their outlets and on the other side, customers are shopping from the online marketplace. Amid this situation, it is very difficult to maintain the cash flow in the business. Well, cards can be beneficial in such a scenario. Merchants can offer gift cards to the customers and customers can redeem these cards when the situation will become normal. The merchants can also offer additional cashback offers along with the cards. When it comes to the payment process, gift cards offer a seamless experience.

    The gift card can be a blessing in disguise for the small merchants amid the coronavirus outbreak. We at International Payment Solutions understand the efficiencies of gift cards. Therefore, we have highlighted some positive aspects that a card can add to your business. So, if you want to add a gift card to your business, you must go through the following points:

    Grow Your Sales

    Well, enabling credit card payment services can be helpful for your business. But, if you are offering gift cards to your customers, you are actually taking it to the next level. According to research, people having gift cards make more online purchases than the people who do not have any cards. The gift cards can make a huge difference in your business. Customers can come back frequently to your business for redeeming those gift cards. If you can deliver a positive customer experience, the customers can promote your business in their personal circle. Ultimately, the overall sales of your business will be increased.

    Elevate Your Brand Awareness

    IPS is considered as one of the best merchant services in Canada. We at IPS believe that brand awareness is very important. According to research, the gift card is one of the best ways to elevate your brand awareness. Advertising is required to promote a new business. Now, when it comes to advertising, you will have to invest a lot of money. Gift cards can solve this problem. Instead of a large size billboard, you can offer cards where the name as well as the logo of your company will be printed. It is one of the cost-effective ways to promote your business. If you want to promote your business online, you will also have an option. Yes, with the help of virtual cards, you can do it easily.

    Make More Holiday Sales

    Making holiday sales is very important for your business. You can customize cards that are applicable on holidays. Thus, you can generate more sales during the holidays. Customers having cards have a tendency to buy more. Therefore, if you are offering cards along with some alluring cashback offers for holidays, you can easily keep your business ahead of your competitors. Running a card program during holidays can be beneficial for your business.

    Enhance Customer Engagement

    Well, having advanced payment terminals will help you to increase customer engagement. But, if you want the ultimate result, you must go with the cards program. It opens up a new dimension for the merchants. Businessmen can make deep customer engagement. Along with it, the merchants will find more marketing opportunities in the gift card program.

    Make Your Customer Loyalty Program More

    If you want to start your own customer loyalty program, you need an adequate amount of data from your customers. Advanced payment equipment can help you. But, if you are running card programs, it will help you to gather important data from the customers. On the basis of this data, the merchants can start their own customer loyalty program. The outcomes will be fruitful in the case of a gift card program.

    Safe And Secured

    A gift card is a kind of virtual currency that can be only used to the store that issued the card. So, if you want to make someone your regular customer, you can offer cards. Gift cards are safe as well as secured. The fraudsters cannot copy the data. The merchants can accept gift cards in the same way they accept credit card payments online.

    Not An IPS Merchant?

    Well, you have understood the importance of having gift card in business. Now, if you want to have gift cards, you must have a merchant account. International Payment Solutions that is a renowned merchant processor solution offers instant merchant account and along with it, the company helps you to run your own gift card program flawlessly.

    Start accepting credit card online and/or in your store today! , Fill out the below form for a free consultation, we will get back to you shortly:



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      How Mobile Wallet Transaction Is Boosting The Small Business In This Pandemic Era?

      Mobile Wallet

      Mobile wallet transaction is leading the online business forward. Yes, technology has brought endless numbers of positive outcomes. The mobile wallet is undoubtedly one of them. After the arrival of this pandemic situation, people could not go out of their houses. As a result, the number of offline transactions had been hampered. But, when one way closes, another one instantly opens. This happens in the case of consumers. They quickly realized the efficiencies of online payment modes.

      Online payment modes were always there but before the arrival of COVID-19 people did not use them./ The pandemic has brought a dramatic change in the sphere of online business. Small merchants closed their outlets and therefore, the online marketplace is booming. People are preferring online bill payment. Amid this critical situation, merchants also have to make changes in their businesses. We at International Payment Solutions have identified the current change in the ecosystem of business. This is why we are promoting online business and along with it, we also offer advanced payment terminals.

      However, having payment terminals will not be enough as the functionalities of different terminals are different. Some are used to accept credit card payment whereas some help merchants to accept mobile wallet transactions.

      Mobile Wallet Transaction

      Mobile wallet transaction is something that people in developing countries are using heavily. However, such a transaction is popular across the globe. There is no major difference between a credit card transaction and a mobile wallet transaction. In the case of mobile wallet transaction, the data is stored in the mobile wallet. The customer can directly make payments online from his or her mobile phone. No additional credit card or debit card is required. The merchant processor processes the online credit card transaction.

      However, if you are having a small business, you must accept mobile wallet payments. We are not saying this because it is a popular mode of making an online payment. It actually has certain benefits. We have added some of them here. If you want to take your business in the right direction, you must go through the following points:

      Convenient Way Of Making Payments

      Well, if you are an owner of a small business and accepting mobile wallet payments, you are actually keeping yourself ahead of your competitors. There are many businessmen who are accepting online payment. But, all of them might not have the terminals that allow them to accept mobile wallet payments. Mobile payment is faster and more reliable. The customers can make the payments instantly. The best thing is that they can make a contactless transaction that is the most important thing amid this pandemic situation.

      Moreover, they don’t need to open their bag for credit cards and debit cards. Mobile payments support QR code transactions where the consumers will have to scan the QR code of the merchant. Moreover, they can directly make the transfer from their wallet to the merchant’s wallet. Ultimately, mobile wallet payments enhance the speed of the checkout process. It really makes a good impression upon them. However, mobile payments also create the chance of engaging with the customers. It can help the merchants to create a customer-friendly loyalty program.

      No Costly Payment Terminals

      Earlier, we have mentioned that different payment equipment has different functionalities. For example, if you want to accept credit card payment online, you must have a credit card machine. For accepting debit cards, you should have a debit card machine. Along with it, you should have portable terminals in several businesses. But, when it comes to accepting mobile payments, you don’t need expensive payment terminals in your business. Yes, you can use your mobile phone to accept mobile payments. However, you can print out the QR code of your business and stick it to the table of the cash counter. Another important thing about accepting mobile payment is that you don’t need a thermal printer for the receipt. The mobile wallet itself sends the receipt copy digitally to the customer. Ultimately, it reduces the production of carbon footprints.

      Improve The Cash Flow In Your Business

      When you are allowing the customers to make payments with their mobile wallets, you are actually increasing the cash flow. Yes, nowadays, everyone has a mobile phone and therefore, most people have enabled their mobile wallets. So, if your business accepts mobile wallet payments, you can easily attract a huge number of the customer. The checkout process becomes very smooth and fast that actually makes the customers happy. They also share this same happiness in their private network. As a result, the number of customers for your business is increased. Ultimately, you will be able to increase the cash flow in your business.

      Not An IPS Merchant?

      By now, you have understood why you should accept mobile wallet payments. However, in order to accept mobile payments, you should have a merchant account. When it comes to getting a merchant account instantly, nothing can beat International Payment Solutions. So, you should not wait much. Get in touch with the IPS that is one of the best merchant processor solutions and elevate your small business to the next level.


      Start accepting credit card online and/or in your store today! , Fill out the below form for a free consultation, we will get back to you shortly:



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        Why Merchants Should Start Accepting Credit Card Payment Online?

        Credit Card Payment

        Credit card payment has become a blessing in disguise for the consumers. After the arrival of the coronavirus, businesses across the world are deeply affected. If we talk about the fact, shopping malls, restaurants, cinema halls were closed due to lockdown. However, small merchants were deeply affected as they are compelled to close their retail outlets. Merchants having brick and mortar businesses had faced an unforgettable scenario.

        Yes, it is a fact that COVID-19 has brought many negative outcomes. But, amid this critical situation, technology has come up with a perfect solution. The solution has come in the form of online payment modes such as credit card payment. Well, credit card payment is not a new thing but, people did not understand the efficiencies until the COVID-19 had arrived. According to research, businessmen in the United States are carrying at least one credit card. Considering the present situation, where people are compelled to follow social distancing, credit cards are showing the right direction. The growth of the online marketplace is increasing as people are preferring shopping from the online marketplace. Credit cards have become one of the chief modes of making online bill payments.

        So, if you are a merchant, this is the best time to start accepting card payments. If you are sticking to the cash transaction, you are actually making a big mistake. Accepting online credit card payment can give you endless positive outcomes. We at International Payment Solutions realized the importance of online payment modes. Therefore, we are offering a merchant account in just one day. Moreover, we also offer advanced payment terminals to our merchants at a very affordable price. However, before getting into those things, you must know why you should start accepting credit card payment online. We have elaborated some important points here. So, don’t forget to have a look at the following points:

        Benefits Of Accepting Credit Cards

        It does not matter whether you are running a small business or large, you must have advanced payment equipment. Standing in the 21st century, it is very important to understand the efficiencies of credit card payment. Accepting credit card payment is very important as it can give you endless advantages. We have added some of them below:

        • Make Your Business More Established: If you want to make your business legitimate, you must start accepting credit card payment. When you are accepting credit cards, the credit card brand will be shown on the cash counter of your business. It will really create a solid impression upon your customers. Yes, you will be able to grab the attention of the cardholders. Moreover, you will be able to provide more flexibility to the customers. Customers can make payments online with their payment mode. Accepting credit card payments can elevate the customer experience to the next level. When customers get satisfaction from your service, they automatically become your regular customers. So, a new beneficial dimension will be added to your business.
        • Boost Your Sales: When it comes to running an online business, boosting sales becomes an important factor. If you go with the cash transaction, you might lose many prospective customers. The main reason behind it is the limited payment option. Yes, customers always give preference to flexibility. In the case of online credit card payment, the customers can instantly make payment with their credit cards. Moreover, credit card companies are coming up with alluring cashback offers. So, customers always choose the option that gives them some additional cashback. Therefore, if you accept online credit card payment, you can easily boost your sales.
        • Increase Business Cash Flow: In the case of cash transactions, the merchants will have to go to the bank to deposit the amount. It actually hampers the cash flow in the business. Moreover, customers in the 21st century choose credit cards or debit cards for making purchases. So, if your business does not have such facilities, you will lose your customers. So, having a payment terminal that can accept credit card payment will bring an all-round development in your business. Yes, customers will give positive feedbacks if they can make payment using their preferred payment mode.
        • Reduce Excessive Expenses: For a small merchant, reducing excessive expenses is always a good thing. Well, it is not as easy as it sounds. But, with the help of credit card machines and advanced payment equipment, merchants can mitigate it to some extent. Yes, these machines allow the merchant to track business sales, cash flow, and many more. The merchants do not need to hire extra staff for doing these things.
        Not An IPS Merchant?

        By now, you have understood why merchants should start accepting credit card payments online. Now, if you want to accept online payment, you should get in touch with IPS. International Payment Solutions is one of the best payment processors. It offers a merchant account in just one day. Moreover, the merchants will get secured payment terminals at a very affordable price.


        Start accepting credit card online and/or in your store today! , Fill out the below form for a free consultation, we will get back to you shortly:



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          Role Of Digital Payment Modes In Post-Pandemic Era

          Digital Payment

          Digital payment is playing in an important role. Considering the present situation where people are compelled to maintain a physical distancing, they are actually embracing the digital payment modes. After the arrival of the coronavirus, many businesses have been shattered completely. Moreover, small merchants closed their shops. Most people across the world have lost their sources of earning. All these things made the economic condition very miserable. However, amid this critical situation, credit cards and other digital payment modes are playing a very beneficial role.

          The online business industry is booming amid this pandemic situation. This is happening because people are following the lockdown. They are unable to go out and shop from the retail outlets. As a result, consumers across the world have started shopping from the online marketplace. So, when it comes to purchasing products online, the only option left for the people for making payments online is the digital payment mode. Digital payment modes consist of credit card payment, debit card payment, mobile wallet payment, and many more. The best part is that digital payment modes promote contactless transactions. The contactless transaction is something that is very important at present. But, in the future, the scenario will not be changed.

          People have realized the efficiencies of the digital payment modes. Economists are of the opinion that this realization is not temporary. People will continue using these digital payment modes even in the post-pandemic era. We at International Payment Solutions understand the importance of using digital payment modes. Therefore, we have highlighted some of them here in order to give a concrete idea to the consumers. So, don’t forget to run into the following points:

          Cost Savings

          When it comes to digital payment, the government of different countries, big organizations can do several financial tasks online. Ultimately, it will reduce a huge amount of cost that governments and companies used to invest in operating their financial operations. Moreover, everything will be quick and therefore, those time-consuming tasks can be done instantly.

          Accessibility And Convenience

          Accessibility and convenience are something that is inextricably associated with digital payment. In such a scenario, customers will not have to carry cash. They don’t need to present physically in front of the payment terminals in order to make bill payments. Moreover, digital payment is something that is easily accessible. People can use it using any mobile device. They can make an online payment from anywhere.

          Using digital payment modes is very easy. Yes, initially, it might look like a complicated process. But, in reality, it is far better than the offline transaction. You can make online payments within a second. You just need to enter your Pin and you are done. In case of a contactless transaction, you need to hover your card over the payment equipment. After that, your transaction will be completed.

          Lower Risk

          When it comes to risk, digital payment modes are above all. Yes, there is no risk in these modes and everything will be done securely. There is an online payment gateway provided by the merchant processor. The online payment gateway will securely send the important transaction details to the merchant processor. After that, the merchant processor will do the rest. The digital transaction is a real-time process. You will have details of the transaction. Moreover, there is no specific time for making an online transaction. Yes, you can do it whenever you want.

          Trace Everything

          The best part of using digital payment mode is that you can trace your transaction. Yes, you can see the details of each and every transaction that you have made. If you are a merchant, you can check your daily sales on the payment terminals.

          Future Of Digital Payment

          Nobody can deny the fact that we are living in an era of online payment. Well, it means that we are already experiencing the future. Even, after the arrival of COVID-19, the online payment industry is booming. There are many merchant processors that are coming with new pricing structures. Credit card issuing companies are coming up with new cashback offers. In short, different agencies associated with digital payments are trying their best to promote digital payment modes.

          There is no doubt that the post-pandemic era will be the era of digital payment modes. With the advancement of technology, there are many companies launched advanced payment terminals. These payment terminals will allow the merchants to accept credit card payment. The customers will also have the flexibilities to make payments in their convenient way. As a result, the digital payment mode will be a blessing in disguise for the small merchants.

          Not An IPS Merchant?

          So, you have understood the importance of digital payment. Now, if you are a merchant and you want to accept online payment, you must have a merchant account. International Payment Solutions that is a well-known merchant processor offers a merchant account along with the advanced payment equipment. You can get your merchant account in just one day. So, what are you waiting for? Get in touch with IPS and elevate your business.

          Start accepting credit card online and/or in your store today! , Fill out the below form for a free consultation, we will get back to you shortly:



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